Great British Finance

You can use this loan calculator to work out what your monthly repayments would be for various loan amounts, repayment periods and annual interest rates.
This could help you decide whether or not you can afford to take a loan out, and also to compare how much you would actually be paying back with different offers you might be considering.
Enter your loan data into the top section, then click 'Calculate'. If you go wrong, or wish to try different data you can 'Reset' the form.

Loan amount: £
Annual percentage rate (APR) (%):    %
Repayment period in years:   
Amount of payments per year:   


Amount per payment: £
Total paid over the life of the loan: £
Total interest paid over the life of the loan: £
Once you have calculated your amounts, you can also find out how this breaks down in more detail by clicking on the 'Build Payment Schedule' button below.This will open up a new window with a table showing you month-by-month:

  • How much you are paying;
  • How the payment splits between the interest charged, and the original borrowed amount; and
  • How much you still have left pay.
Interest is charged on the total amount remaining, so as you pay off more of the loan the amount of interest you pay each month decreases.



(Your requested schedule will open up in a new browser window)
Information entered into this calculator is for your own display purposes only, it is not stored or transferred in any of our systems, and will be lost once you leave or reset the page.


THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE AND ANY OTHER DEBTS SECURED ON IT. A FEE OF BETWEEN 0 AND 10% OF THE LOAN AMOUNT MAY BE CHARGED DEPENDING ON CREDIT HISTORY AND ABILITY TO PROVIDE PROOF OF INCOME. INTEREST RATES FROM 6.9% TO 19.9% APR VARIABLE, THE OVERALL COST FOR COMPARISON IS 10.8% APR VARIABLE, THE ACTUAL RATE AVAILABLE WILL DEPEND ON YOUR CIRCUMSTANCES - AND IT TAKES INTO ACCOUNT THE EQUITY IN YOUR HOME.

Great British Finance Limited are authorised and regulated by the Financial Services Authority
(FSA). The FSA does not regulate some forms of Mortgage, Inheritance Tax Planning, Credit
Cards, Personal Loans, Deposit Accounts & Insurance. If you are submitting an online request,
we would advise to read our KeyFacts statement, links are at the top of this page.

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Got a question? email: support@greatbritishfinance.com
Phone: (+0044) 845 370 0020 Fax: (+0044) 845 370 0021
©2001-2007 All Rights Reserved. E&OE
Great British Finance Limited 19 High Street, Swadlincote, Derbyshire, DE11 8JE
Registered office: 81 Burton Road, Derby DE1 1TG
Registered in England No: 03171349